| Free Checking-
AmericaUnited Bank 's
free checking account has no minimum balance or hidden fees, making this
account easy to use and to manage. Other benefits of Free Checking
include: no monthly fees, free online banking, Free VISAź Debit Card with
approved application, free telephone banking, discount loan rates with
auto debit, and unlimited check writing. Free checking is only available
with direct deposit.
Benefit
Checking and Benefit Checking Plus-
Two personalized checking packages with great benefits. Receive benefits with a
$100.00 minimum balance or receive additional benefits when you pay $5.00 per
month membership fee. Benefits include: Unlimited checking, Accidental Death
Insurance, MasterCard Availability and
Credit Card Protection, a Nationwide Discount program and
much more.
Benefit 50 Checking and Benefit 50
Checking Plus-
A winning combination
of benefits and services to fit the needs of the 50+ age customer. Benefits are available
with a $100 minimum balance or a $4 per month membership fee. Benefits include:
Personalized Checks at no charge, Accidental Death Insurance, Nationwide Discount Program
and much more.
Better N.O.W-
No service charge on this
account with a designated minimum balance and accounts with balances below the minimum
will be assessed fees accordingly. All accounts earn interest.
Regular Checking- After an
initial opening deposit, no minimum balance is required. Monthly fees are assessed in
accordance with the average daily balance and the number of checks drawn. Maintenance fees
may also be offset with a specified minimum balance in a savings account.
First Checking Student Checking-
First Checking is a simple, no hassle checking account that is loaded with
great benefits to help students easily manage their account. This account
requires no minimum balance, has no monthly fees, and no service charges.
Other benefits include free online banking, free telephone banking, and
first set of member checks free.
Minimum Balance- With a designated minimum
balance, this checking account is free of monthly service charges. Accounts in which the
balance falls below the required minimum will be assessed fees accordingly. Maintenance
fees may also be offset with a specified minimum balance in a statement savings account.
Commercial Checking-
After an initial opening
deposit, no minimum balance is required. Monthly maintenance fees and service charges are
determined by the number of checks written and the number of items deposited; however, all
of these fees may be offset by an earnings credit. The earnings credit is based on your
average collected daily balance multiplied by the 3-month Treasury Bill rate,
divided by 12. Other bank services can be paid for by excess earnings credit per
schedule of services.
Commercial N.O.W
- After an
initial opening deposit, no minimum balance is required. The business NOW accounts earn
interest compounded daily & credited to the account monthly. Monthly maintenance fees
& service charges are determined by the number of checks drawn on the account and also
by the number of items deposited. The earnings credit offset is not available for this
account. By federal regulation, this type of account is not available to corporations.
Common Sense Business-Allows up to
50 transactions per month at no charge if a $2,000 balance is maintained or if you prefer
you can pay a monthly fee of only $8.00 with no required balance.
Common Sense Business 100-Allows
up to 100 transactions per month at no charge if a $4,000 balance is maintained or if you
prefer you can pay a monthly fee of only $15.00 of no required balance.
Common Sense Business 200-
Allows up to 200 transactions per month at no charge if a $7,500 balance is maintained or
if you prefer you can pay a monthly fee of only $25.00 with no required balance. |
